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Katy Perry Shares Video for New Song ‘Woman’s World’

Earlier this week, Katy Perry announced her new album, 143, which will drop on September 20 via Capitol. “I set out to create a bold, exuberant, celebratory dance-pop album with the symbolic 143 numerical expression of love as a throughline message,” Perry said of the follow-up to 2020’s Smile. She co-wrote the lead single, ‘Woman’s World’,, out today, with songwriter Chloe Angelides and producers Lukasz “Dr. Luke” Gottwald, Vaughn Oliver, Rocco Did It Again!, and Aaron Joseph. You can watch the video for it below.

Dr. Luke ws a close collaborator with Perry between 2008-2013, but she hasn’t worked with him since Kesha accused him of abuse in a 2014 lawsuit. (The producer has denied the allegations, and he and Kesha settled their legal battle last year.) A few hours after Perry’s album announcement, Kesha seemingly responded to Dr. Luke’s involvement by tweeting, “lol.”

Big Thief Part Ways With Bassist Max Oleartchik

After nearly a decade of playing together, Big Thief have announced they are parting ways with bassist Max Oleartchik. “After many beautiful years together, Max is no longer in Big Thief,” the band wrote. “Our love for each other is infinite, and we are so grateful for all we have shared these many years together since the beginning of our journey as a band. We wouldn’t be who we are without Max. This separation marks the end of an era, and the beginning of a new one for Big Thief.”

“This change was made for interpersonal reasons with mutual respect in our hearts,” they continued. “It’s a big change for us and the four of us ask for your trust, respect, and care as we grow into the next chapter of our lives.”

After meeting his eventual bandmate Buck Meek as a teenager at a summer program at the Berklee College of Music, Oleartchik joined Meek and Adrianne Lenker to form Big Thief in Brooklyn in 2015. He would play on all of the band’s studio albums: Masterpiece (2016), Capacity (2017), U.F.O.F. (2019), Two Hands (2019), and Dragon New Warm Mountain I Believe in You (2022).

In 2022, Big Thief announced their decision to perform in Oleartchik’s hometown of Tel Aviv, Israel, but ultimately decided to cancel the shows. “Our intent in wanting to play the shows in Tel Aviv, where Max was born, raised, and currently lives, stemmed from a simple belief that music can heal,” the group said. “We now recognize that the shows we had booked do not honor that sentiment.”

 

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How are online casino games kept safe and fair in 2024?

Online casinos have seen their popularity grow significantly since their inception in the 90s. With so many classic games available in a digital format, it’s no wonder that the online casino landscape has expanded over the last few decades.

But one of the most important questions when it comes to online play is whether they are both secure and fair. Thanks to a combination of advanced technology and rigorous regulations, reputable online casinos can deliver games that offer both.

Whether you’re looking to play online Blackjack or Slots, here’s how online casino games are kept secure and fair for players in 2024.

Random number generators

When it comes to ensuring fair play, there’s no tool more powerful than a random number generator (RNG). All online casino games run on RNGs, with these complex computer algorithms ensuring that the outcome of each game is entirely random and unbiased in nature.

An RNG will generate sequences of hundreds to thousands of random numbers in any given second. Once play is initiated, the current set of numbers will be used to determine the outcome of the game, whether it’s a Roulette spin or a Blackjack draw.

The level of randomness involved in an RNG makes them impossible to predict, so every game run on one remains completely fair in nature.

All reputable online casinos are subject to regular audits, which check that each game’s RNG is functioning correctly and producing properly unbiased results.

Advanced encryption

Even in their earliest days, online casinos relied on encryption technology to protect their players’ data. In 2024, encryption protocols have only gotten stronger, with 256-bit SSL (Secure Socket Layer) encryption giving the same level of data protection as you’d find with major financial institutions.

As time goes on and technology develops further, we could see even stronger levels of data encryption brought into service.

Besides encryption, there are other elements of cybersecurity that online casinos employ.  Games feature sophisticated firewalls and intrusion detection systems to protect them from any outside interference or fraud attempts. Regular security audits help to keep their developers on top of any potential issues.

Utilising two-factor authentication (2FA) when logging in to player accounts offers an additional layer of security on the player’s end.

Licencing and regulation

Reputable online casinos are subject to strict licencing and regulation, which both play a critical role in maintaining the safety and fairness of their games. If an online casino is not licensed by a respected regulatory body – such as the United Kingdom Gambling Commission (UKGC) or Gibraltar Regulatory Authority – then players know to avoid playing with them.

In order to pass licencing, online casinos are required to enforce strict standards over player protection, game fairness and responsible gaming. As they are also subject to regular audits, this makes sure that they are always treating players and their data with the utmost care if they don’t want to lose their licence to operate.

With a combination of technology and regulation, online casinos remain safe and fair for players in 2024. That’s why it’s essential to always choose to play on platforms that are properly licenced.

How to Perfectly Match Watch Straps and Dial Colours

A watch is the ultimate accessory. Watches are so much more than just a convenient way to tell the time. Not only does a watch offer a practical purpose, but it also offers the opportunity for the wearer to express their sense of style. From luxury watches to sports watches, there is a watch style to suit every look, purpose, and budget. The right watch can enhance every outfit, especially when there is the option to personalise it to match the wearer’s style. Choosing a timepiece that enables the wearer to remove and change the watch’s straps is an excellent way to match the watch with a particular outfit or occasion.

For those who like to have the ability to update their look and change their accessories according to their mood, choosing a watch with changeable straps is a perfect solution.

The good news is that watches with interchangeable straps are now more widely available. Even luxury brands such as Tissot are now offering watches with interchangeable straps. The option to use interchangeable Tissot Watch straps is now available on some of the most popular models in their ranges i.e. the PRX range. As a result, a larger number of straps are now available to buy. This includes straps in a range of different materials and finishes, along with a wide choice of colours.

Selecting a watch that allows easy removal and replacement of the straps makes it so much simpler to update the straps without risking any damage to the watch. The user can then switch styles every day, every week or whenever the mood takes them. This means that it’s possible to have just one watch that goes with absolutely everything and makes every outfit look stylish. So, choosing a watch with interchangeable straps offers many benefits.

Owning a watch that enables the wearer to change the straps certainly provides many options to update its look whenever they feel like it. Having interchangeable straps is an excellent feature for a watch. But it does raise one very important question: How do you choose the right straps for your watch?

Keep reading to discover how to perfectly match watch straps and dial colours to achieve the ideal style combination.

Consider the Existing Colours of the Watch

Considering the colour of the watch dial and selecting watch straps that match, this is an excellent starting point. However, it is also helpful to look beyond the main dial colour and to take a look at the other colours featured on the watch. This could include the colour of the hands and any patina that features on the watch face. Picking out these smaller accent colours can be a really effective way to choose a strap colour that matches the entire watch and rather than blending in with the watch dial.

Choose a Complimentary Colour

Complimenting the watch’s dial colour rather than trying to perfectly match it can be a useful way to give the watch an entirely new look. This can be achieved by thinking about the type of look that the user wants to create. For example, a bold and colourful dial can be made to look more subtle by pairing it with a strap in black, brown, or a different neutral colour. In contrast, a traditionally coloured black or grey dial can be given a fresh and more daring look by being paired with a bright strap in orange or turquoise.

Select a Classic Colour Combination

Some watch colours are just made to put together. These classic combinations bring a timeless sense of sophistication to the watch and never go out of style. Pairing a watch dial and watch strap in one of these classic colour combinations will always deliver impressive results.

Some of the most popular watch strap and dial combinations include a blue dial paired with a black or brown strap, and a silver dial being paired with a black strap. Monochrome colours are another classic combination, such as a white dial paired with a black or white strap with stitching in a bolder shade to provide a pop of accent colour.

Final Considerations

There is no doubt that watches with interchangeable straps are extremely appealing. Having the flexibility to easily update the watch’s appearance is a huge benefit, and may even eliminate the need to own multiple watches. However, choosing the perfect watch strap to match the dial colour is vital to ensure the new strap is a perfect pairing for the watch.

When looking for a new watch strap, considering the existing colours of the watch is an excellent place to start.

The Future of Online Bingo: Trends to Watch

In a world dominated by technology, traditional bingo has found a new home on the cyberspace – welcome to the era of online bingo. This increasingly popular pastime breaches the gap between the old and new, bringing a refreshing twist to the classic game. As participants are no longer restricted by geographical boundaries, bingo enthusiasts from all corners of the earth can easily connect in an online casino and engage in a thrilling game. This article will delve into the future of online bingo and the trends that will shape its evolution.

Virtual Reality Bingo

Imagine stepping into a bustling virtual bingo hall while sitting comfortably at home. This is possible with the advancement of Virtual Reality (VR) technology. In the not-so-distant future, players will have the opportunity to immerse themselves fully in simulated environments, interacting with other players, all the while feeling the excitement of being in a real bingo hall. Regardless of its nascent stage, VR boasts great potential in revolutionising online bingo, enhancing player experience and engagement level.

Mobile Bingo

Smartphones have radically transformed the way we live, influencing our daily routines, work, and leisure activities. The trend has also immensely impacted online bingo. The introduction of mobile bingo has made the game more accessible. You can conveniently indulge in a quick game during your commute or lunch breaks. This trend will inevitably continue to grow, with technology advancements rendering the gaming experience even more seamless and enticing on mobile platforms.

Increased Social Interaction

A significant part of bingo’s charm lies in its community aspect. As more players are drawn to online platforms, game developers are acknowledging this and incorporating sophisticated social elements into their digital frameworks. More interactive chat features and community-building functions are being included. This will empower players to form connections and foster friendships, making online bingo not just a game of chance, but also a social networking platform.

Cryptocurrency Bingo

Another burgeoning trend to keep an eye on is the integration of cryptocurrencies like Bitcoin into online casinos. Cryptocurrencies can offer increased security and anonymity, aspects that are becoming increasingly important to today’s online gamers. As this trend continues to develop, it’s expected to attract a more tech-savvy audience, diversifying the player base, and bringing a fresh perspective to the games.

Conclusion: A Bright Future Ahead

Digital technology is constantly reshaping our world, introducing innovative concepts, and redefining traditional norms. The realm of online bingo is no exception. The coming years will witness further advancements in technology like VR and blockchain, influencing the future of online bingo. Regardless of the transformations, the essence of bingo remains the same – the thrill of the game, the joy of victory, and the building of communities. Online or offline, bingo is, and will continue to be, a beloved pastime to many around the globe.

Elephant 6 Musician Nesey Gallons Accuses Neutral Milk Hotel’s Julian Koster of Grooming and Sexual Assault

Anna “Nesey” Gallons, a musician who has been associated with the Elephant 6 collective since the 2000s, has accused Neutral Milk Hotel bassist Julian Koster of grooming and sexual assault.

“I began to communicate by telephone and correspond via email with Julian Koster routinely in early Y2K at age 15, each exchange gradually becoming more intimate, though seemingly innocent,” Gallons wrote in an Instagram post on July 9. “He imparted the notion that our connection was like none he had ever known. I was Special. (Eventually claiming I must be his true love or soulmate.) He invited me to visit him in New York, had no qualms letting me have cannabis and stare dreamily into his eyes. Less than a year later, in April 2001, about six weeks before I turned 17, that relationship became sexual. This, by all common definitions, constitutes ‘grooming.’ Many among our community knew.” Gallons further alleged that Koster sexually assaulted her twice in 2005.

In his own statement on Instagram, Koster confirmed the relationship but characterized it as consensual, strongly denying any assault took place. “This is painful and scary to share,” Koster wrote. “I have been the victim of intimidation, manipulation, and abuse by Nesey Gallons for many years. Nesey’s recent statements are part of a campaign against me, which is documented in thousands of disturbing, abusive, and obsessive messages.”

He continued: “Nesey and I entered a consensual relationship in 2001, which continued until 2008. When the relationship began I was 28 and Nesey was 16, just before her 17th birthday. Though this put her over Georgia’s legal age of consent when our relationship began, it was wrong to allow the relationship to happen at all and I’ve apologized to Nesey many times for that. I should have been more responsible about the age gap, but I deny all the other accusations she’s made.”

Gallons also claimed that Neutral Milk Hotel leader Jeff Mangum was aware of the relationship but did not speak out: “Others close to him (actual adults, unlike myself, as I was still 16!) could have also acted on this information then. Why didn’t you, Jeff?” She added, “I will say that I have a lot of really loving and supportive folks, like the Harts, in the E6 camp. It was an open secret among many while others didn’t really know or weren’t sure what was happening. When things first transpired there was only one person who explicitly asked what was going on and received a direct and truthful answer back in April 2001, and that was Jeff.”

Koster wrote that he has been subject to “thousands of threatening and manipulative messages” from Gallons and her spouse, Paul Gallons. “In these messages, they’ve demanded that I be in a romantic relationship with them, marry Nesey, move in with them away from my friends and family, finance their living expenses, and let them control me, emotionally, physically, and sexually. They have repeatedly threatened to harm me or themselves if I do not ‘obey’ them.”

Robert Schneider, a founding Elephant 6 member who produced both of Neutral Milk Hotel’s albums, said in a statement to Rolling Stone: “I am shocked by Nesey’s account. I don’t have personal knowledge of the details of her account since we met later and Elephant 6 had dissolved by the time of the events. There is no place in the Elephant 6 community for abuse.”

Gallons’ original post reads:

I began to communicate by telephone and correspond via email with Julian Koster routinely in early Y2K at age 15, each exchange gradually becoming more intimate, though seemingly innocent. He imparted the notion that our connection was like none he had ever known. I was Special. (Eventually claiming I must be his true love or soulmate.) He invited me to visit him in New York, had no qualms letting me have cannabis and stare dreamily into his eyes. Less than a year later, in April 2001, about six weeks before I turned 17, that relationship became sexual. This, by all common definitions, constitutes “grooming.” Many among our community knew. In the summer of 2005 he assaulted me twice. I kept this a secret. I remained his closest friend, keeping his secrets throughout those years, even orchestrating things like the 2008 Elephant Six Holiday Surprise tour and long-awaited albums and tours, things the outside world seemed to regard as restoring “relevance” to E6 (mostly because it compelled Mangum to come back on stage 🙄) But though when I melted down catastrophically in late 08 and early 09 he discarded and ostracized me, I didn’t expose Julian, to my own detriment. Such is grooming. I felt compelled to protect my friends in the E6 community and our fans, holding to that until 2020 when the first utterances of this story escaped my shattered lips in any capacity that named names, and was quickly silenced once I was approached with the possibility of reconciliation, and then erased by his eager PR team (prizing their paychecks over humanity and honor, I suppose.) The more recent history is yet another chapter, but allow me to begin with this initial acknowledgement of my story. This is to be continued. It has been making me deeply ill to sit on this pile of secrets kept for *his sake*. For now let it suffice to confirm that I was groomed, assaulted, psychologically and emotionally manipulated by Julian Koster and I could have reported this fact as early as when our relationship was first consummated in April 2001. Others close to him (actual adults, unlike myself, as I was still 16!) could have also acted on this information then. Why didn’t you, Jeff?

In a reply to her original post, Gallons wrote:

Additional info on some other occasion, I’ve got shows to play and, like, need some coffee, haha. But I will say that I have a lot of really loving and supportive folks, like the Harts, in the E6 camp. It was an open secret among many while others didn’t really know or weren’t sure what was happening. When things first transpired there was only one person who explicitly asked what was going on and received a direct and truthful answer back in April 2001, and that was Jeff. Thanks to those of you offering warmth, it is appreciated, but the point of this is to find peace and move on. I’m so done with this nonsense, and ready start living

Gallons has followed up with two more posts since the original statement, which read:

It’s unsurprising, I suppose, that I should have such trouble sleeping tonight. The show was nice in many ways, I nearly fainted from forgetting to eat all day, but my friends were kind and the audience compassionate as I ate a pouch of dried mangos between songs to stabilize. My friends and the local musicians all made lovely sounds. I finally met a very dear old friend in real life, truly magical, wondrous timing when I needed the company of an army of dear friends, this one appeared like a Good Witch, like the arrival of Gandalf at Helm’s Deep. And yet I can’t sleep. How I wished all this could have transpired differently. How much I gave for so long in hopes another narrative might be possible. I know there are questions, and I appreciate the mostly respectful quiet I’ve received in that regard, but I know there are some with worthy wonderings who aren’t interested in mere spectacle or misery but are desperately in need of whatever peace of mind, clarity, or closure may be gleaned from my words. I am sorry it isn’t as simple as turning out my pockets to reveal what is in them, it will take some time to separate what feels appropriate to share from what ought to remain private. But I understand, as someone deeply emotionally invested in some of these folks, that the lack of complete and thorough information would manifest as a sickening madness in me if I were unable to know everything and assemble a comprehensible narrative. It is particularly distressing, and I am sure also somewhat confusing, as a lengthy reconciliation had seemingly been underway since I first uttered anything of this in 2020. I will elaborate in what ways are appropriate to the best of my ability as time and my nervous system are able to handle it. I feel a measure of relief at telling these truths, but it is also upsetting to me to leave stories unfinished, and to not know what to expect next. In the meantime I appreciate all the support. Privately, yes, but especially visibly. Every kind word shared publicly is like a little shield that helps protect my family and I from those who would rather see me attacked and harmed for saying what I have said.

cw: all the things. I’m predictably receiving a bunch of new followers under kinda lousy circumstances to receive a bunch of new followers, sorry, I wish it were because of something fun! But here are a few basic facts about me: I’m a 40 year old trans woman, married to a trans man. I’m on hrt but don’t really pass and don’t care if I ever do. My partner and I have two kids. I’m an anarchist, omnisexual, and practice ethical non-monogamy very selectively. I share this, among other things, for safety reasons, as the ways our family is Different—without context—are sometimes interpreted in bad faith as immorality and dissolution. Like any Q/ND person, I cannot hope to protect against such willful misunderstanding, so my hope is that sharing what I am sharing will protect against this by connecting with those who either share these differences or can see them as valid, loving, and deserving of the same basic regard for one’s humanity as anyone else.

I am not a “perfect victim” either. I am neurodivergent and suffer from ptsd and bipolar disorder. I have a history of alcoholism. It’s how I coped with keeping these secrets. I also experienced childhood sexual abuse. I have hurt people in my own ways as a result of these traumas and this secrecy, and that is part of what motivates my own healing, to become a safer and better human, to learn and act in ways that reduce harm. I believe in radical forgiveness and while personal accountability is important, we need to focus on the ways the neurodivergent and queer community (particularly older generations) have been deprived of sufficient sex education and crushed by capitalism. Those are our real enemies that cause this kind of suffering among us. I’m typically a relatively private person, but I’m honest and don’t have much of a filter anymore. I’ll engage when I have the mental energy and block folks who can’t communicate respectfully pretty much immediately without a warning. Best wishes to all who mean well

Koster’s statement reads:

This is painful and scary to share. I have been the victim of intimidation, manipulation, and abuse by Nesey Gallons for many years. Nesey’s recent statements are part of a campaign against me, which is documented in thousands of disturbing, abusive, and obsessive messages, from both Nesey and her spouse Paul Gallons.

Nesey was a superfan of Elephant Six, as was her future spouse Paul, and Nesey moved to Athens, Georgia, to be closer to those bands. Nesey and I entered a consensual relationship in 2001, which continued until 2008. When the relationship began I was 28 and Nesey was 16, just before her 17th birthday. Though this put her over Georgia’s legal age of consent when our relationship began, it was wrong to allow the relationship to happen at all and I’ve apologized to Nesey many times for that. I should have been more responsible about the age gap, but I deny all the other accusations she’s made. This relationship lasted on and off until 2008 when I realized I was trapped in an abusive relationship with her.

Anyone who knows me now or knew me then understands that I always try with all my heart to approach people with empathy and love, including Nesey, and over the last few years I’ve been working hard to build a friendship and to listen to her and acknowledge the pain that she feels. My efforts have been met with increasingly disturbing behavior on the part of both Nesey and Paul, including thousands of threatening and manipulative messages, which are meant to punish me for not agreeing to what they want. In these messages, they’ve demanded that I be in a romantic relationship with them, marry Nesey, move in with them away from my friends and family, finance their living expenses, and let them control me, emotionally, physically, and sexually. They have repeatedly threatened to harm me or themselves if I do not “obey” them. I have lived in fear for years and I am no longer able to tolerate being abused and controlled. I am seeking an order of protection against both Nesey and Paul. I’m grateful for my friends who know the truth and who continue to love and support me, and I’m now focused on staying safe from my abusers. These years have been so painful for everyone involved and I pray we can all find a way to find peace.

Reach Out for Help

If you or someone you know has been affected by sexual assault, we encourage you to reach out for support.
Crisis Text Line
UK: Rape Crisis
US: RAINN

Mustafa Announces New Album ‘Dunya’, Shares New Single ‘SNL’

Sudanese-Canadian artist Mustafa has announced his official debut album, Dunya, which arrives September 27 via Jagjaguwar. Previous singles ‘Imaan’, ‘Name of God’, and ‘Gaza Is Calling’ are included on the record, along with the new song ‘SNL’. Check out a self-directed video for it below, and scroll down for the album cover and tracklist.

Following the 2021 collection When Smoke Rises, the 12-track LP features contributions from Rosalía, the National’s Aaron Dessner, Clairo, Nicolas Jaar, Daniel Caesar, and Ramy Youssef. ‘SNL’ was produced by Mustafa’s frequent collaborator Simon Hessman and Rodaidh McDonald.

Dunya Cover Artwork:

Dunya Tracklist:

1. Name of God
2. What Happened, Mohamed?
3. Imaan
4. What good is a heart?
5. SNL
6. I’ll Go Anywhere
7. Beauty, end
8. Old Life
9. Gaza is Calling
10. Leaving Toronto
11. Hope is a Knife
12. Nouri

Tanukichan Announces New EP, Shares New Single ‘City Bus’

Tanukichan (aka Hannah van Loon) has announced a new EP, Circles, which will be out September 20 via Carpark Records. The first single, ‘City Bus’, arrives today alongside a music video directed by Payton Newcomer. Check it out below.

“This song is meant to be a little disjointed, stream of consciousness, made from memories and also the present,” van Loon shared in a statement. “Dealing with ideas of identity and my place in the world and society. When I heard the initial demo Franco sent to me and starting writing over it I was brought back to my childhood in SF, riding the bus everywhere through the city. Feeling the constant start and stop motion making me sway and keep my balance while watching the city go by, surrounded by all the different looking people, sounds and smells in SF.”

Circles marks Tanukichan’s first release not produced by Toro y Moi’s Chaz Bear. It sees van Loon teaming up with a new producer, Franco Reid, following their October collaboration ‘NPC’. The EP features a guest appearance from Wisp.

Tanukichan released her most recent album, GIZMO, last year. Check our Artist Spotlight interview with Tanukichan.

Circles EP Artwork:

Circles Tracklist:

1. City Bus
2. Circles
3. It Gets Easier [feat. Wisp]
4. Low
5. In a Dream

Transform Your Home: Benefits of Hiring a Reading Loft Conversion Company and How to Compare Car Finance

Homeowners are constantly looking for ways to improve their living spaces and increase property value. One of the most effective methods to achieve this is through a loft conversion. A well-executed loft conversion can transform an underutilized attic into a functional and stylish living area. To ensure the best results, hiring a Reading loft conversion company is crucial. Additionally, managing the financial aspect of such a project is essential, and comparing car finance options can provide the financial flexibility needed for home improvements. This article explores the benefits of loft conversions, the importance of choosing the right company, and how to compare car finance options to fund your renovation projects effectively.

The Benefits of Loft Conversions

Loft conversions offer numerous benefits that make them an attractive option for homeowners. Firstly, they significantly increase the usable space in your home without expanding its footprint. This is particularly advantageous in urban areas where space is limited. A loft conversion can be transformed into an additional bedroom, a home office, a gym, or even a cozy reading nook. The possibilities are endless, and the additional space can greatly enhance your quality of life.

Secondly, loft conversions can substantially increase the value of your property. Real estate experts estimate that a well-designed loft conversion can add up to 20% to the value of your home. This makes it not only a practical improvement but also a sound financial investment. Potential buyers are often attracted to homes with versatile spaces, and a loft conversion can make your property stand out in the market.

Choosing a Loft Conversion Company

While the benefits of a loft conversion are clear, achieving the desired results requires expertise and experience. This is where hiring a professional Reading loft conversion company comes into play. A reputable company will have a track record of successful projects and satisfied clients. They will be able to provide valuable insights and guidance throughout the process, from the initial design phase to the final touches.

One of the key advantages of working with a local company is their understanding of regional building regulations and planning permissions. Loft conversions often require approval from local authorities, and a Reading-based company will be familiar with the specific requirements in your area. This knowledge can help streamline the approval process and avoid potential delays.

Moreover, a professional loft conversion company will have a team of skilled tradespeople who can handle all aspects of the project. This includes structural work, plumbing, electrical installations, and interior finishing. By hiring a comprehensive service provider, you can ensure that the entire project is managed efficiently and to a high standard of quality.

Comparing Car Finance Options

Undertaking a loft conversion is a significant financial commitment, and managing your finances effectively is crucial. One way to free up funds for home improvements is by optimizing your car finance arrangements. When you compare car finance options can help you secure the best deal, reducing your monthly payments and freeing up money for your loft conversion project.

When it comes to car finance, there are several options available, including personal loans, hire purchase agreements, and leasing deals. Each option has its own advantages and disadvantages, so it’s important to understand what suits your financial situation best.

  1. Personal Loans: A personal loan can provide a lump sum that can be used to pay off your car loan and cover additional expenses, such as a loft conversion. The interest rates on personal loans are often fixed, providing predictable monthly payments. However, it’s essential to compare different lenders to find the best interest rates and terms.
  2. Hire Purchase Agreements: Hire purchase agreements allow you to spread the cost of a car over a fixed period, usually two to five years. This option involves paying an initial deposit followed by monthly payments. Once the final payment is made, you own the car outright. Comparing hire purchase deals from different providers can help you find the most affordable option.
  3. Leasing: Leasing a car involves paying a monthly fee to use the vehicle for a set period, typically two to four years. At the end of the lease term, you return the car and can choose to lease another one. Leasing often has lower monthly payments compared to hire purchase agreements, but you do not own the car at the end of the term. Comparing leasing deals can help you find the most cost-effective option.

Practical Tips for Comparing Car Finance

When comparing car finance options, consider the following tips to ensure you make an informed decision:

  1. Interest Rates: Compare the annual percentage rate (APR) offered by different lenders. A lower APR means lower overall costs.
  2. Loan Term: Consider the length of the loan term. Longer terms result in lower monthly payments but higher total interest costs.
  3. Total Cost: Look at the total cost of the finance agreement, including interest and fees, to understand the overall financial commitment.
  4. Flexibility: Check if the finance option offers flexibility, such as the ability to make additional payments or pay off the loan early without penalties.

Conclusion

Transforming your home with a loft conversion can bring numerous benefits, from increasing living space to boosting property value. Hiring a professional loft conversion company ensures that the project is completed to a high standard, adhering to local regulations and delivering the desired results. To manage the financial aspect of the project, comparing car finance options can provide the necessary funds, allowing you to undertake home improvements without straining your budget. By taking a strategic approach to both home renovations and financial planning, you can create a more comfortable and valuable living environment.

Kelly Lee Owens Announces New Album ‘Dreamstate’, Shares Video for New Song

Kelly Lee Owens has announced her fourth studio album, Dreamstate. The follow-up to 2022’s LP.8 is due out October 18 via dh2, a new electronic music imprint at Dirty Hit spearheaded by George Daniel of the 1975. It features producer-writer credits from Bicep, Tom Rowlands of the Chemical Brothers, and Daniel himself. Today’s announcement comes with the release of the new single ‘Love You Got’, which is accompanied by a Samuel Bradley-directed video. Check it out and find the album’s cover artwork and tracklist below.

“‘Love You Got’ was born out of the curiosity of discovering my own inner euphoria – balancing the dark & the light within myself to find ultimate bliss in connection with others,” Owens explained in a statement.

Dreamstate Cover Artwork: